Happy new year! How are your new year’s resolutions looking so far? Have you taken the first step to achieving your goals during the first few days of 2020? Maybe we can help! Of course, we probably can’t motivate you to lose weight or exercise more, but as your mortgage broker, we can help you achieve your property goals this year.

Don’t know where to start? Check out these property goals and how we can help you achieve them.

Buying your first home-

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The middle of the market in Brisbane is what’s now driving growth in property values as 2020 kicks off, according to the latest Home Values Index out Thursday.

The Index saw Brisbane log a 0.7 per cent change in home value in December, to end 2019 with an annual rise in dwelling values of 0.3 per cent.

The median value for the greater Brisbane region ended the year at $497,491, spurred by a big jump of 2.4 per cent in the December quarter.

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Buying your first home is an exciting time! But like any first-timer, it is also easy to make mistakes. As mortgage brokers, we are dedicated to helping you have a smooth, and even enjoyable, time throughout the home buying and settlement process. Here are 4 common traps that you should look out for when you are buying your first home, and how you can avoid them!

1. Relying on family and friends for advice

   Your family and friends are often the...

Many homeowners and investors have been rejoicing recently following the Reserve Bank of Australia’s (RBA) decision to cut the cash rate to an historic low of 0.75% last month.

If you’re confused about what the cash rate is and how it affects your mortgage, you’re not alone. It was recently reported that 86 percent of Australians don’t know what the cash rate is. Let us explain.

What is the cash rate?

The cash rate is the interest rate on overnight loans...

At its meeting today, the Board decided to leave the cash rate unchanged at 0.75 per cent.

While the outlook for the global economy remains reasonable, the risks are tilted to the downside. The US–China trade and technology disputes continue to affect international trade flows and investment as businesses scale back spending plans because of the uncertainty. At the same time, in most advanced economies, unemployment rates are low and wages growth...

Buying property at auction can be both exciting and nerve-wracking. But careful planning can make the process a whole lot easier. Here are our top tips for nailing the bidding experience and maximising your chances of success on the day.
 

Attend plenty of auctions before you bid

Before your bidding debut, it’s important to observe several auctions to understand how they work. Get a feel for the language used and the process involved.

In general, here’s...

Refinancing could potentially save you on interest, so it’s worth regularly reviewing your mortgage. Here’s why it’s a good idea to use a mortgage broker to refinance, rather than going direct to a lender.

Expertise you can trust

The mortgage industry has gone through a great deal of change over the years. With so many lenders and varying policies, it is complex and can be overwhelming, which is why you need a professional on your side.

A mortgage broke...