Five Things To Consider When Interest Rates Are Low

Favourable interest rates are a borrower’s best friend, but should you lock in a low rate or go with a variable rate? Here are five things to consider: 1/ How low can rates go? 2/ Balancing the budget 3/ Fixed or flexible? 4/ Selling Points 5/ Fixed vs variable: It’s about 50/50 To find out the answers to these questions and view LadyBirds recent achievements at PLAN Australia’s annual awards, together with other invaluable information see your copy of ‘Inspired Living’.

LadyBird Home Loans Win State Awards

The LadyBird HomeLoans team were recently awarded 2016 PLAN Australia Business of the Year (2-5 Loan Consultants) for Queensland. Michael and Leon also picked up individual awards for Excellence in Finance. .

Herron Todd White Month In Review - September 2016

You would be forgiven for expecting the shortest Brisbane submission ever this month with one word… Queenslander. However, we have more to say because it’s not just a Billy Moore war cry (if you don’t know what I mean, try YouTube – it’s worth a look). Queenslanders are the mainstay of historical construction in towns, cities and villages throughout the Sunshine State, with the design particularly suited to our far north, but for sheer diversity and density, Brisbane is the obvious home to the nations largest collection. The majority are found in our older, inner suburbs where ‘timber and tin’ blankets the topography, particularly within a 5 kilometre radius of the CBD. Worker’s cottages wi

RBA Interest Rate Decision September 2016

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. The global economy is continuing to grow, at a lower than average pace. Several advanced economies have recorded improved conditions over the past year, but conditions have become more difficult for a number of emerging market economies. Actions by Chinese policymakers have been supporting growth, but the underlying pace of China's growth appears to be moderating. Commodity prices are above recent lows, but this follows very substantial declines over the past couple of years. Australia's terms of trade remain much lower than they had been in recent years. Financial markets have continued to function ef

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