
Wayne Marks
- Jan 31, 2017
Three Things You Need to Ask Your Partner Before You Apply For a Home Loan Together.
Before you apply for a home loan with your partner, there are a few discussions that you need to have that go a little beyond what you may know already. You’ve found someone you want to spend your life with (or a significant chunk of it, at least) – the hard part is over, right? Wrong. You know each other well enough to know whether or not you each blow the budget every month, but you probably don’t know each other’s complete credit history. So, before you buy a property toge

Wayne Marks
- Jan 24, 2017
Easy Landscaping Tips When Selling Your Property.
Sure, you shouldn’t judge a book by its cover, but a scrappy yard can be an instant turn-off to potential home buyers, even if the house is a dream on the inside. We’ve pulled together some savvy landscaping tips to make sure your home is picture perfect for when you’re ready to sell. The first thing to keep in mind when revamping your garden is that it has to appear well presented and easy to maintain. People want to enjoy the outdoor space, not feel like it’s a burden. Fres

Wayne Marks
- Jan 17, 2017
Refinancing Traps to Avoid
Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits. Here are some things to be aware of so that you don’t find yourself hooked into a bad deal. Don’t be fooled by the interest rate Finding a lower interest rate doesn’t necessarily mean you’ve scored yourself a better deal. In fact, a product with more features may cost you a bit more in fees or interest, but could save you more in the long run.

Wayne Marks
- Jan 10, 2017
How to Avoid Paying Too Much For a Home
Knowing what a property is worth is central to avoiding paying too much for it. Set a benchmark Comparing nearby properties that have sold recently is the best way to assess an acceptable price for the property you are looking at and provides a valuable bargaining tool when you are negotiating with a seller or agent. Make sure the properties are comparable, with a similar land size and number of bedrooms, for example, so you aren’t measuring apples against oranges. Your credi

Wayne Marks
- Jan 4, 2017
Money-Saving SOS: Effective Tips to Help Land That Home Loan!
Looking to enter the property market and worried about how you’re going to secure your first home loan? It’s time to start making your money work for you so you can land that loan. Qualifying for a home loan isn’t always an easy path. Aggressive interest rates, competition in the market and less than rigorous saving habits can often push people out of the property game completely – but it shouldn’t. Saving enough money for a sufficient deposit is possible with the right guida