What’s the answer if your mortgage repayment falls short?

Whether you’re affected by fluctuating interest rates or or by a change in your personal circumstances, the pressure of maintaining regular mortgage loan repayments can be overwhelming at times. Here is some information to help you understand the available alternatives. What to do before it gets worse If you’re about to miss a mortgage payment or already have, rest assured there is help available. Taking a big breath and raising the issue with your lender is the best thing you can do – in fact, the earlier you do that, the more options your lender will have to assist you. Failing to resolve the situation may force the lender into taking action against you. This can include: - Fees being app

Easy landscaping tips when selling your property

Sure, you shouldn’t judge a book by its cover, but a scrappy yard can be an instant turn-off to potential home buyers, even if the house is a dream on the inside. We’ve pulled together some savvy landscaping tips to make sure your home is picture perfect for when you’re ready to sell. The first thing to keep in mind when revamping your garden is that it has to appear well presented and easy to maintain. People want to enjoy the outdoor space, not feel like it’s a burden. Freshen up If your garden is in reasonable shape but just needs a little spruce up, start with the basics. Mow the lawn and trim the edges, or even lay new lawn if necessary. Get rid of any dead plants, and throw out those s

Herron Todd White - Month in Review November

This is the second last Month In Review for 2017 and the team thought it was about time we discuss a key component of property investment – rental markets. Across the nation, landlords must keep track of rental demand and supply. While most will have a property manager to keep their holding in line, smart property owners need to have a comprehensive understanding of how rents are tracking – or risk long term vacancy with no income. Herron Todd White have taken advantage of comprehensive networks to provide a detailed view of rental demand, rent levels, vacancy rates and property supply so you can stay up to date. With the end of the year almost upon us, the commercial team has taken th

RBA Interest Rate Decision November 2017

At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. Conditions in the global economy are continuing to improve. Labour markets have tightened and further above-trend growth is expected in a number of advanced economies, although uncertainties remain. Growth in the Chinese economy is being supported by increased spending on infrastructure and property construction, with the high level of debt continuing to present a medium-term risk. Australia's terms of trade are expected to decline in the period ahead but remain at relatively high levels. Wage growth remains low in most countries, as does core inflation. Headline inflation rates are generally lower tha

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