
Wayne Marks
- Aug 29, 2018
Refinancing could save you thousands – and give you greater flexibility
It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. There are a number of reasons why you might want to refinance: you can consolidate debt from high-interest credit cards into a home loan with a lower rate of interest; you can release cash from your home loan equity for other major purchases; or you might want to simply save on your repayments by mo

Wayne Marks
- Aug 20, 2018
What Comes First: The Property Or The Loan?
It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position on both the property and the loan. Looking for a property to purchase is an exciting time. Choices regarding location, size, number of rooms and local amenities often see house hunters carried away in a deluge of daydreams and anticipation. But, before you get carried away, it’s important to

Wayne Marks
- Aug 14, 2018
Herron Todd White - Month in Review August 2018
We may be Australia’s third largest city but by many measures, we are a young capital whose evolution into a modern, vibrant centre has only been a few decades in the making.
One of the great advantages of this slower growth path is that, unlike Sydney, we have an abundance of options when it comes to real estate. There are huge tracts of developable land within a short commute of the CBD.
These areas are ripe for major, multi-stage community development. In addition, we

Wayne Marks
- Aug 7, 2018
RBA Interest Rate Decision August 2018
At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. The global economic expansion is continuing. A number of advanced economies are growing at an above-trend rate and unemployment rates are low. Growth in China has slowed a little, with the authorities easing policy while continuing to pay close attention to the risks in the financial sector. Globally, inflation remains low, although it has increased in some economies and further increas