How to prepare for the Spring property season

The busy Spring property season is just around the corner and you know what that means? Whether you’re planning to buy or sell, NOW is the time to start getting organised. Here’s how. Tips if you’re planning to BUY this Spring: Get your finance sorted pronto There’s no point starting the property hunt until you know how much you can borrow. Talk to us and we’ll explain your borrowing power. If you haven’t already done so, it’s also a good idea to get pre-approved for finance now, so that you don’t miss out on your dream home once you find it. For most lenders, pre-approvals last 3-6 months. Do your research Whether you’re a first home buyer or you’ve been around the block, it’s important to

Say goodbye debt (and hello home loan) in seven straightforward steps

It’s all too easy to rack up debt – credit cards, HECS, car loans – and may seem all too hard to pay it off. Debt can also have a big impact on how much money you can borrow for a home loan, so reducing your debt is essential when you set out to buy your first home. Here are seven steps you can take towards minimising your debt and moving into the property market. 1. Work out how much you’re spending Create a spreadsheet and track your expenses for a month – record everything so you can see where your money is going. You may be spending much more than you think on some things – more than you can really afford. 2. Decide where you can cut back With a clear idea of how much you spend each mo

What are the Fundamentals of Property?

We’re now well and truly into the second half of 2019 and many believe things are starting to settle down in property markets since the election, particularly with some strengthening in the metrics around our capital-city markets. It’ll be interesting times as the remainder of 2019 plays out. When it comes to quality residential property in Australia, we often hear that smart buyers look for ‘the fundamentals’ when selecting real estate. But what actually are those fundamentals and do they apply across all locations in this nation? For the August edition of Month In Review, Herron Todd White have asked their valuers to define the fundamentals of great real estate that are specific to

RBA Interest Rate Decision - August 2019

At its meeting today, the Board decided to leave the cash rate unchanged at 1.00 per cent. The outlook for the global economy remains reasonable. However, the increased uncertainty generated by the trade and technology disputes is affecting investment and means that the risks to the global economy remain tilted to the downside. In most advanced economies, unemployment rates are low and wages growth has picked up, although inflation remains low. The slowdown in global trade has contributed to slower growth in Asia. In China, the authorities have taken steps to support the economy, while continuing to address risks in the financial system. Global financial conditions remain accommodative. The

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