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Rush expected for second stage of First Home Loan Deposit scheme

Jun 29, 2020

Rush expected for second stage of First Home Loan Deposit scheme

Another 10,000 first-home buyers will get the chance to step on to the property ladder sooner when the Federal Government opens the second round of its First Home Loan Deposit Scheme on Wednesday. Under the scheme first-time buyers are able to purchase a home in Queensland, up to a maximum value $475,000, with as little as a 5 per cent deposit through one of 25 approved lenders. The government then guarantees the loan with the lender for the difference between the deposit (5

Take control of your budget

Jun 22, 2020

Take control of your budget

Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it’s particularly important for first home buyers about to take the first step on the property ladder. Now the end of financial year has arrived and you’re getting all your paperwork together for your tax return, why not take stock of your financial situation and plan your budget for the year ahead at the same time? Here’s a few things to consid

HTW Report - June 2020

Herron Todd White Residential

Jun 12, 2020

HTW Report - June 2020

Brisbane First up – let’s address the current state of play under COVID. The initial stages of the crisis caused many sellers to shut up shop and batten down the hatches. Meanwhile, some buyers believed they were about to snatch up outrageously good deals. The market then settled quickly into a standoff where potential purchasers came up against a lack of stock. As such, transaction numbers dropped dramatically, but prices didn’t. Now, three and half months in, the state of p

$25k to build a new home or substantially renovate an existing home

ladybirdhomeloans

Jun 8, 2020

$25k to build a new home or substantially renovate an existing home

HomeBuilder provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new home or substantially renovate an existing home. HomeBuilder will assist the residential construction market by encouraging the commencement of new home builds and renovations this year. HOMEBUILDER Summary HomeBuilder is a time-limited grant program to help the residential construction market to bounce back from the Coronavirus crisis. HomeBuilder will provide

RBA Keeps cash rate on hold

ladybirdhomeloans

Jun 3, 2020

RBA Keeps cash rate on hold

At its June Board meeting, the RBA has decided to maintain its current policy settings – this includes holding the official cash rate at 0.25%. In a statement accompanying the decision, RBA Governor Philip Lowe said – Over the past month, infection rates have declined in many countries and there has been some easing of restrictions on activity. If this continues, a recovery in the global economy will get underway, supported by both the large fiscal packages and the signi

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