The LadyBird Difference

Access to over 30 lenders so we can find the right home loan to match your circumstances and goals
We negotiate with lenders on your behalf
Guiding you through potential eligibility of government grants and schemes
We will keep you well-informed every step of the way
Providing ongoing support and advice throughout the whole process and beyond
An experienced and empathetic team
We take our education seriously. Our Home Loan Specialists (commonly known in the industry as Mortgage Brokers) hold a Diploma in Finance & Mortgage Broking, whereas many other providers hold only Certificates.
We are a multi-award-winning business, having been recognised nationally numerous times.
We are innovators and are continuously looking to make the process easier for our clients, within the limitations of industry regulations.
We have Conveyancing and Wills and Estate Planning within our group and therefore the one-stop shop and deeper understanding of the overarching process.

LadyBird Difference

Your home loans Team

LadyBird HomeLoans has a dynamic team working toward attaining you approval for a loan and then your property settlement. A key difference for LadyBird is that we provide you with the team necessary for all aspects of your home loan journey.

Home Loan Specialists

SOLUTION FINDERS

Our Home Loan Specialists (aka Mortgage Brokers) have a wealth of experience and knowledge in all aspects of lending, they understand your needs and how to find the right solution for you. With access to over 30 lenders and hundreds of mortgage products, they will guide and advise you through the full process of buying, refinancing, building etc, until your settlement day and beyond.

Their qualifications allow them to give you customised credit advice, a key point of difference to employees in a bank.

Relationship Managers

BRIDGE BETWEEN

LadyBird HomeLoans has a unique resource in our experienced Relationship Managers. By having specific contacts that are available for supporting and educating all referral partners including Real Estate Agents, Buyer's Agents, Financial Planners, Accountants, Builders and Developers we are able to bridge the gap in the process and ensure a fully comprehensive package is delivered and ensuring that the process
is as smooth as possible for all
parties involved.

Client Service Officers

BACKBONE

Without our Client Service Officers our Home Loan Specialists would not be able to provide such a great service to our clients. They are the backbone of our Team and will guide you through the lending process, advise you what is required, liaise with the lenders and keep you updated every step of the way, ensuring that your Home Loan Specialist has the time to commit to finding the right solution for you.

PLAN NC - AWARD SEALS 2022_2_PLAN AWARD SEAL - National - Admin of the Year.png

Administrator of the Year Australia 2022

- Jess Ross

Excellence in Finance: GOLD

- Michael Gates

Administrator of the Year QLD 2022

- Jess Ross

Excellence in Finance: GOLD

- Warren Good

Business of the Year 2022:

2-5 Loan Writers

Testimonials

BEST REPUTATION IN QUEENSLAND

AS JUDGED BY OUR CLIENTS, REFERRERS AND TEAM MEMBERS

CLICK TO READ THEM!

Our Blog

LADYBIRD BLOG

Stay up to date on all of the LadyBird know-how by having a look through our blog. Get to know all the ins and outs of the housing market.

Maintaining your home requires a mix of love, diligence and ongoing spending.

But it’s a small price to pay to keep your home comfortable and stop small issues growing into big problems.

Here's a quick guide to staying on top of essential maintenance.

1. Set aside time
It's a good idea to schedule a certain amount of time per week or month for property maintenance, so you never fall behind.

2. Call for help
Don't be afraid to call in gardeners and handymen to do these chores, especially if they’re not your thing or you’re time-poor. It can help to set an annual budget for such work.

3. Fix water leaks
Thirty drips a minute can add up to 1,000 litres per year. If you don’t jump on top of leaking taps or toilets early, you’ll have money pouring down the drain.

4. Do pest control
Have you done a pest inspection since you bought the home? An annual pest inspection could help you find any termites before they do serious damage.

5. Change the lights
Switching from incandescent light bulbs to modern LEDs and halogens will save you energy and – eventually – money. Some councils and energy providers offer switchover programs.

6. Get insulation
Allowing heat to escape through a poorly insulated roof can be an expensive problem. You can fix it by installing insulation batts in the roof cavity – and inspecting them every few years to make sure they haven’t degraded or slipped out of place.

7. Clean your aircon filter
A dirty air-conditioning filter will require more power to operate, and therefore use more energy. It can pay to give your air-conditioning an annual service.

8. Switch your fans
If you climb a ladder and look at the stem of your fans, you'll likely find summer and winter settings. The winter one will reverse the rotation and push hot air back towards you, maximising your warmth.

If you need help managing your mortgage, feel free to call us on 1300 523 924.

https://www.ladybirdhomeloans.com.au/
ACL: 382350

❗️ ATTENTION property investors: the Australian Taxation Office has said it will be paying close attention to your tax returns. ❗️

The ATO has made it clear investors need to include "all the income" they've received this financial year in their tax return, including:
• Short-term rental arrangements (e.g. Airbnb) 🏠
• Insurance payouts 💸
• Rental bond money that was retained 💰

The ATO has also urged property investors to keep good records, because all rental income and deductions need to be entered manually – even if investors use a registered tax agent (such as an accountant) to prepare their tax return. 🏘

☎ 1300 523 924
📧 info@ladybirdhomeloans.com.au
🖱 https://www.ladybirdhomeloans.com.au/
ACL: 382350

From July 1, a total of 32 lenders will offer the federal government's flagship housing assistance program. 🏡🏘

To be eligible for the HGS (which is also known as the First Home Loan Deposit Scheme):
• Your household income must be less than $125,000 for individuals and $200,000 for couples 👥
• The property you buy must be less than the price cap, which varies from $250,000 in regional South Australia to $950,000 in Sydney, depending on where you buy and the type of property you purchase. 🏠

Under the HGS, eligible first home buyers can purchase a property with just a 5% deposit and eligible single parents with just a 2% deposit. Participants don’t need to pay lender’s mortgage insurance, because their loan is guaranteed by the government.💲

Check out LadyBirds Home Guru to see if you’re ready to purchase. 🐞 qrs.ly/ksdn91h
☎ 1300 523 924
📧 info@ladybirdhomeloans.com.au
🖱 https://www.ladybirdhomeloans.com.au/
ACL: 382350

Listings tipped to surge in winter months after falling during election month. 📈🏘

The number of property listings has fallen, after only 246,000 homes around Australia were listed for sale in May, according to the most recent monthly data from SQM Research. 🏠
The May result was 2.2% lower than the month before and 9.0% lower than the year before.
This “surge” will put downward pressure on prices, as an increase in the supply of for-sale properties generally leads to a decrease in buyer demand. 💲🏡

Check out LadyBirds Home Guru to see if you’re ready to purchase qrs.ly/ksdn91h

☎ 1300 523 924
📧 info@ladybirdhomeloans.com.au
🖱 https://www.ladybirdhomeloans.com.au/
ACL: 382350

Conveyancing for Buying or Selling?
To ensure a smooth home purchase we recommend you work with our partners at LadyBird Conveyancing.

Click here to learn more about their fixed prices and service offering.

We can provide professional and stress-free advice on getting your Will, Power of Attorney and Advanced Health Directives in place or up to date. Whilst going through the process of buying property, it is the perfect time to get in touch with our Wills and Estates team to get advice on planning for your future without the high-end price of a big city law firm.

Click here to learn more about their Wills and Estate services.

LadyBird Group Partnership

LadyBird Group